Licensed CPA firm · Serving taxpayers nationwide
You owe the IRS. You still have options.
A CPA reviews your account transcripts, tells you plainly what the IRS can and cannot do, and builds the resolution you actually qualify for — settlement, payment plan, hardship status, or penalty relief.
No obligation. Nothing is filed on your behalf until you approve a written, flat-fee engagement letter.
- Credential
- Licensed CPA
- Representation
- All 50 states
- Pricing
- Flat fee, in writing
- First step
- Transcript review
Where most people are when they call
The letters escalate. The balance grows. Guessing gets expensive.
IRS collection follows a sequence, and each stage removes options you had at the stage before. Knowing where you sit in that sequence is the difference between a manageable outcome and a levied paycheck.
- Notices you can't decode. CP14, CP504, LT11, Letter 1058 — each one carries a different deadline and a different set of rights.
- Years you never filed. Nothing can be settled or negotiated until every required return is filed. This is the first blocker we clear.
- Payroll tax exposure. Unpaid employment taxes can become a personal liability for owners and officers through the Trust Fund Recovery Penalty.
- A national "tax relief" firm already took a retainer. We review what was actually filed and pick the case back up.
What we handle
Six ways an IRS balance gets resolved
There is no single "tax relief program." There are specific statutory remedies, and you qualify for some and not others. The review tells us which.
Offer in Compromise
Settling for less than the full balance when your income, assets, and allowable expenses show the IRS cannot collect the rest. Strict eligibility, heavy documentation, and a real chance of rejection — so we screen honestly first.
See how an OIC really worksInstallment agreements
A structured monthly plan. Individuals who owe $50,000 or less in combined tax, penalties, and interest can generally apply online for a long-term plan, and short-term plans reach under $100,000 (IRS payment plan rules). Above those thresholds, or with a business balance, it becomes a negotiation over your financial statement.
Currently Not Collectible
If allowable living expenses consume your income, collection can be suspended and the account shelved. Interest keeps running and the IRS re-checks your income periodically, but levies stop and you get room to recover.
Levy, lien & garnishment relief
Wage garnishments and bank levies are the urgent cases. We file the power of attorney, get on the phone with Collections, and work toward release — usually by putting a compliant alternative in place immediately.
Penalty abatement
First Time Abate applies when the same return type was timely filed for the prior three years with a clean penalty record (IRS penalty relief guidance). Where FTA doesn't fit, reasonable cause has to be documented and argued.
Unfiled & back returns
We reconstruct income from IRS wage and income transcripts, prepare the missing years, and replace Substitute for Return assessments with accurate filings. Often the balance drops before any negotiation begins.
How it works
Four steps, and you know the plan before you pay for it
The first two steps cost you nothing. You get a written recommendation and a flat fee, and you decide from there.
Start with step one-
01
Confidential conversation
What you owe, for which years, what notices have arrived, and what the IRS has already done. Roughly 20 minutes. No documents needed yet.
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02
Transcript investigation
With a signed Form 2848, we pull your account, wage, and income transcripts and read the whole file — assessment dates, collection statute expiration dates, filing gaps, and enforcement flags. Facts replace guesses here.
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03
Written resolution plan
You receive the realistic options, what each one requires, what it likely costs, and our honest read on the odds. Then a flat-fee engagement letter. If the right answer is "just pay it" or "wait out the statute," we say so.
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04
We deal with the IRS
Returns filed, financial statements prepared, the case argued, and appeals pursued if needed. IRS correspondence routes to us. You get status updates instead of certified mail you're afraid to open.
Straight talk
Why we screen before we sell
The IRS received 33,591 Offers in Compromise in fiscal year 2024 and accepted 7,199 of them — an acceptance rate of roughly 21% (reported IRS Data Book figures). Most people who owe the IRS do not qualify to settle. That is the part the late-night ads leave out.
So we run the numbers first. If a settlement isn't realistic for you, the honest answer is a payment plan, hardship status, or penalty relief — and we will tell you that on the first call rather than after a retainer clears.
What we will never say
That we can settle your debt for "pennies on the dollar," that we have an inside contact at the IRS, or that any outcome is guaranteed. Nobody can promise an IRS result, and any firm that does is selling you something else.
Who you'll work with
A CPA, not a call center
Representation is provided by Total Tax Solutions, a Florida corporation and licensed Florida CPA firm. Certified Public Accountants are one of three categories of practitioner authorized to represent taxpayers before the IRS, alongside enrolled agents and attorneys — which means the person reading your transcripts is the same person who signs the Form 2848 and argues the case.
Practice before the IRS is federal, not state-by-state, so we work with clients anywhere in the country. There is no walk-in office and no local branch: every case runs remotely by phone, email, and secure document exchange, which is why where you live has no bearing on how your file is handled.
What that means in practice
- You speak with the practitioner handling your file, not a sales floor.
- Flat fees quoted in writing before work begins — no open-ended hourly meters.
- Financial statements built from your actual records and IRS allowable expense standards.
- Appeals pursued when a determination is wrong, including Collection Due Process hearings.
Common questions
Before you call
Can the IRS really settle for less than I owe?
Yes — through an Offer in Compromise. But it is not a discount program. The IRS compares your assets, income, and allowable expenses against the balance and decides what it could realistically collect before the collection statute expires. If that number is less than what you owe, a settlement becomes possible.
You must also be eligible to apply at all: all required returns filed, all required estimated payments made, not in an open bankruptcy proceeding, and — if you're an employer — tax deposits made for the current and past two quarters (IRS Offer in Compromise requirements).
How much does an Offer in Compromise cost to file?
The IRS charges a $205 non-refundable application fee, plus an initial payment. On a lump-sum offer that initial payment is 20% of the total offer amount, with the remainder due in five or fewer payments after acceptance. Taxpayers who meet the low-income certification guidelines pay neither the fee nor the initial payment (IRS). Our professional fee is separate and quoted flat, in writing, in advance.
Can you stop a wage garnishment or bank levy?
Often, yes — and it's the most time-sensitive work we do. Release usually depends on getting you into a compliant alternative quickly: filing missing returns, establishing a payment plan, or demonstrating hardship. We file the power of attorney and contact Collections directly. Outcomes depend on your specific facts and we can't promise a result before reviewing them.
I haven't filed in years. Am I in trouble for calling?
Calling a CPA is not what creates exposure — the unfiled years already do. Voluntarily coming into compliance is consistently treated better than being found. We reconstruct the missing years from IRS wage and income transcripts and file them, which is also the prerequisite for every resolution option.
Does IRS debt eventually expire?
Each assessment carries a collection statute expiration date, generally ten years from assessment, though certain events suspend or extend that clock — including a pending Offer in Compromise, bankruptcy, and some appeals. Part of the transcript review is calculating those dates precisely, because sometimes waiting is genuinely the better strategy than filing an offer.
What do you charge?
Flat fees, scoped to the work, quoted in writing before we begin. The initial conversation and the recommendation that follows the transcript review are free. You'll know the full cost before you commit to anything.
Do I have to live near you?
No. Practice before the IRS is federal, so we represent clients in every state. The practice is remote by design — there is no walk-in office, and everything is handled by phone, email, and secure document exchange.
Find out where you actually stand
One conversation, no cost, no obligation. You'll leave it knowing what the IRS can do next and which options are genuinely open to you.